FHA Loans Utah

Heritage FHA Loans Utah

The Federal Housing Administration (FHA) was established in the mid 1930's, as a way to make home ownership more accessible to more people. FHA Mortgages have become a very popular loan because they offer low down payments of just 3.5% of the purchase price, have lower credit history and credit requirements than conventional financing and they offer some of the lowest interest rates available on all mortgage products.

There are three options for FHA Loans in Utah. An FHA loan for purchase, FHA Cash Out Refinance Loan, and a FHA Streamline Loan. Each Loan has its own unique benefits and requirements. See below for more information on each of the FHA loans in Utah.

FHA Home Loans Utah

FHA Streamline Refinance

If you already have an FHA Mortgage you can easily streamline your loan to a lower rate and payment and there are no appraisal or income documentation required.

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FHA Mortgage for Purchase

With FHA you can purchase a new home with lenient qualifying requirements and as little as 3.5% for a down payment.

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FHA Cash Out Refinance

Refinance your current mortgage to get cash in hand for up to 85% of appraised value.

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