Our Team

Heritage Team

Trevor Carlson

President/Reverse Mortgage Specialist

Trevor began doing Mortgages in 2006. Having successfully weathered the Mortgage meltdown and Great Recession, Trevor is a true veteran of the Mortgage Industry. He specializes in HECM Reverse Mortgages for people looking to purchase or refinance a home.

Ty Atkin

Ty Atkin

Loan Officer

Ty specializes in VA loans and had the opportunity to process loans before becoming a Consultant so he knows the process start to finish. Ty does everything in his power to make this process go as efficiently as possible.

Joe Winkle

Joe Winkle

Senior Mortgage Consultant

Developing relationships built on service and trust, Joe has been helping his clients finance their homes since 2013. Specializing in HECM Reverse Mortgages, Joe enjoys taking the time to teach clients how to use a mortgage to best serve them.

Kennon Anderson

Kennon Anderson

Loan Officer

After completing a Bachelors of Communication in 2012, Kennon began his career in the Mortgages. Kennon has a passion for helping clients get the best loan for their individual needs and is well versed in all purchase and refinance options.

Camille Pederson

Loan Officer

Camille Pedersen has a passion for helping and serving her clients. Her career started as a Reverse Mortgage Counselor in 2014 for Utah State University Housing and Financial Counseling. During that time she focused her efforts on how to best help each individual client.

Ty Atkin

Larry Miner

Loan Officer

Larry began his career servicing computers with Hewlett-Packard and has degrees in Computers and Public Relations, and a Master’s Degree in Education from Boise State University. He then obtained a Mortgage and Realtor license after teaching for 25 years in the LDS Church Education System.

Joe Winkle

Ryan Miggin

Loan Officer

Ryan is a Reverse Mortgage Specialist with Heritage Reverse Mortgage. He has over two years of experience in the financial services industry, including banking, taxation, and working with government agencies. His background in the industry gives him a well-rounded view of the benefits that come from sound financial practices.

Kennon Anderson

Caitlyn Swallow

Reverse Mortgage’s senior pipeline manager

Caitlyn is a Southern Utah native and is Heritage Reverse Mortgage’s senior pipeline manager. She specializes in customer relations and is experienced in the loan origination process. Her experience and knowledge of the industry give her an advantage in answering customers’ questions and helping them have a smooth transition into their new loan.

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Catherine Clayton

Senior Processer

Catherine is Heritage’s senior processer and has worked in the mortgage loan industry for just under two decades. She has experience in processing and closing Conventional, FHA, VA, USDA, and our specialty Reverse Mortgages.

Ty Atkin

Nealani Moore

Pipeline Manager

Nealani is focused on making sure her clients are well taken care of and happy throughout the entire process. She specializes in Reverse Mortgages and has a set goal of building genuine relationships.

Joe Winkle

Ravelle Lawrence

Pipeline Manager

Ravelle has resided in Southern Utah for more than 30 years, graduating from Dixie High School and attending Dixie State University. Shortly after graduating from college, she began her career in the mortgage industry as a loan processor and later worked as a loan analyst and closing specialist.

Kennon Anderson

Haylee Whitney

Executive Assistant/ Receptionist

Haylee enjoys her role as executive assistant and receptionist. She enjoys interacting with clients and creating a connection. Lists of to-do’s and making lives easier are one of her favorite parts of her position with Heritage Reverse Mortgage.

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